GEEP Loan Application Portal 2025/2026 | How to Apply & Eligibility Details

The GEEP Loan Application Portal 2025/2026 has now been activated to make registration easier, more transparent, and accessible across all states in Nigeria.

Access to finance is one of the biggest challenges facing small businesses and low-income entrepreneurs in Nigeria. To bridge this gap, the Federal Government introduced the Government Enterprise and Empowerment Programme (GEEP) under the National Social Investment Programme (NSIP). Through GEEP, traders, artisans, farmers, and small-scale business owners can access interest-free loans to grow their businesses and improve their livelihoods.

What Is GEEP?

GEEP, The Government Enterprise and Empowerment Programme is a major initiative under Nigeria’s National Social Investment Program aimed at uplifting underserved populations. Its goal is to promote financial inclusion by offering interest-free microloans to entrepreneurs across the country, particularly young people, women, and small-scale farmers.

GEEP offers access to three main loan products:

• TraderMoni: interest-free loans for petty traders and artisans
• MarketMoni: interest-free loans targeted at SMEs within organized market clusters
• FarmerMoni: interest-free loans tailored to farmers organized under aggregation groups

These products aim not just to distribute capital but also integrate beneficiaries into the formal financial system via bank accounts, mobile wallets, and formal identification.

GEEP Application Portal: How to Access It

GEEP applications are typically administered through state-level portals. For example:

• Niger State’s GEEP portal is hosted under the state’s NSIP web section.
• In Ogun State, there’s an official GEEP dashboard found at geep.n-sip.gov.ng, which functions as a secured login interface for interested applicants.

If your state is currently participating in a GEEP rollout, you can confirm the correct application portal by checking your state’s NSIP or Ministry of Agriculture websites, or the overarching e-government portal (e.gov.ng) which sometimes links to GEEP services.

Documents Needed for GEEP Loan Application

To ensure your application is successful, you will need to provide the following documents during registration and verification:

1. Valid Means of Identification: National ID card, Permanent Voter’s Card (PVC), Driver’s License, or International Passport.
2. Bank Verification Number (BVN): This is compulsory as it links your financial profile to the loan program.
3. Recent Passport Photograph: For identification and record-keeping.
4. Proof of Business or Trade Activity: For example, market stall ownership, farm evidence, cooperative membership card, or business location details.
5. Proof of Membership (For MarketMoni and FarmerMoni): Certificate of registration or confirmation letter from your cooperative/association.
6. Bank Account Details: A valid Nigerian bank account (in your name) to receive disbursement.
7. Contact Information: Active phone number and email address used during registration.

Having these documents ready will make the application process smoother and increase your chances of being shortlisted for loan disbursement.

Also Read: Arise Youth Employment Shortlisted Candidates

How to Apply via GEEP Portal

General Steps:

1. Find Your State’s GEEP Portal: Look under your state government’s website or NSIP portal.
2. Register or Login: Provide accurate contact details and credentials.
3. Select Your Loan Type: TraderMoni for traders, MarketMoni for SMEs in markets, or FarmerMoni for farmers.
4. Submit Required Information: This may include business details, personal identification, and residency proof.
5. Await Approval and Disbursement: If approved, you’ll receive the loan usually via bank or agent networks.

Special Note on Application Capture:

GEEP uses enumerators with mobile apps to gather personal data, including biodata, GPS locations, and facial scans for verification not paper forms.

GEEP 2025 Updates: Interest-Free Loans & Eligibility Criteria

The latest reports reveal that the Federal Government intends to offer interest-free loans of up to ₦100,000 to farmers and small businesses through the GEEP initiative.

Eligibility Highlights:

• Designed for artisans, small traders, farmers, women, and youth-led businesses.
• Requires basic personal and business identification and registration.
• Must be resident in the participating state and/or connected to a recognized association (e.g., a market union or farming group).

FAQs: GEEP Application Portal & Loan Process

1. What exactly is GEEP?
   GEEP is a federal micro-lending initiative offering interest-free loans to marginalized Nigerians to promote entrepreneurship and financial inclusion.
2. Where do I apply for GEEP loans?
   Each state participating in the program has its own GEEP portal, often found under the State NSIP or Ministry of Agriculture site.
3. What documents are typically needed?
   Identification, business or livelihood information, bank account/BVN details, and residency or trade group verification (e.g., market association or farmers’ coop).
4. Is the loan application free?
   Yes. GEEP is government-funded and entirely free for applicants.
5. What’s the maximum loan amount?
   Recent rounds of GEEP have featured loans up to ₦100,000, based on category and performance of previous loans.
6. How are beneficiaries identified?
   GEEP employs enumerators with mobile-based capture tools to register applicants including facial recognition and GPS coordinates.

Final Thoughts

If you’re a trader, SME owner, or farmer in Nigeria looking to grow your enterprise, GEEP offers a valuable pathway no interest, no collateral, just requirements based on residency and identity verification.

To apply, start by visiting your state’s official GEEP portal (e.g. geep.n-sip.gov.ng for Ogun). Register, submit required details, and you’ll be on your way to receiving support that could transform your livelihood.